Are you wondering what to do now that Christmas and your money are gone? January credit card statements have been rolling in with the bad news on how much Christmas shopping you did. The big …
low income
The Road of Financial Challenges on Low Income
2023 has arrived and many of us are still on the road of financial challenges on low income. Do you make New Year’s Resolutions? Not me. I fall into the group who doesn’t keep them! …
Single Women Closing in on Retirement with Very Little Savings
An unfortunate reality is many single women are closing in on retirement with very little savings. As a woman gets in her 50s and for sure probably by age 60, she’s thinking about retirement. If …
More Monthly Income is Needed
I find myself in the usual dilemma of when more monthly income is needed. Everyone reading this blog knows what that’s like! Due to life circumstances, I’m scrounging around for an extra $500/month. I’m lucky …
Tax Time 2021 – Yuck!
Who’s with me on this this – tax time 2021? Yuck! In Canada we have to file our taxes by April 30. In America, it’s April 15, except for this year, 2021, the deadline has …
7 Steps to get Through Financial Hardship
If you’ve been struggling, I’m here to help with 7 steps to get through financial hardship. None of us want to get in a position of financial hardship, but for some of us it seems …
12 Things I Quit Buying to Help Save Money
Hey friends, thanks for stopping by to read 12 Things I Quit Buying to Help Save Money! Spending my life working hard at low paying jobs, money has always been tight. Every month I had …
14 Tips to eat Healthy on a Budget
It’s taken me a long time to figure out this little gem. Even though I’m a low income earner, I can eat healthy on a budget. If I want to, that is… Many healthy …
Eat Cheap and Healthy on a Budget
When you’re on a low income, it helps to keep foods in the house that don’t cost a lot of money. This probably means changing your eating, baking, and cooking habits. The items on my …
Taking Control of Debt on a Low Income
I get really annoyed seeing articles about how someone eliminated $75,000 in debt, or whatever high amount of debt only to discover this person’s income is in the six figures. Or it’s a couple and …