2023 has arrived and many of us are still on the road of financial challenges on low income. Do you make New Year’s Resolutions? Not me. I fall into the group who doesn’t keep them! …
income

Single Women Closing in on Retirement with Very Little Savings
An unfortunate reality is many single women are closing in on retirement with very little savings. As a woman gets in her 50s and for sure probably by age 60, she’s thinking about retirement. If …

Balancing Healthy Eating when Money is Tight
Something that I and many others struggle with daily is balancing healthy eating when money is tight. It’s a common theme with many of my posts, especially when so many people deal with food insecurity. …

The 50-30-20 Rule for Living Expenses is Impossible for Low-Income Earners
Who else agrees that the 50-30-20 rule for living expenses is impossible for low-income earners? Are you familiar with the 50-30-20 rule when it comes to living expenses? I don’t like the 50-30-20 rule because …

12 Things I Quit Buying to Help Save Money
Hey friends, thanks for stopping by to read 12 Things I Quit Buying to Help Save Money! Spending my life working hard at low paying jobs, money has always been tight. Every month I had …

When the Daily Grind is all About Coping and Survival
I read a blog post written by a sincere, well meaning person. It’s a personal finance blog about helping people save money for retirement, cars, travel, set up an emergency fund, and paying down debt. …

Why do Low Income Earners Pay even more Taxes?
A question I’ve been pondering the past couple of weeks: Why do low income earners pay even more taxes? Can’t catch a break. Can’t get ahead. Not when good old Revenue Canada wants us to …