I think 2020 has been a wash for too many of us. Low income dried up into no income when at least 15% of workers suddenly found themselves unemployed or their hours severely cut back …
debt

What Happens when you can’t Pay Bills?
Are you going into panic mode and wondering what happens when you can’t pay bills? It’s easy to run up credit card debt. Paying off massive amounts is the not so easy part. When my …

The 50-30-20 Rule for Living Expenses is Impossible for Low-Income Earners
Who else agrees that the 50-30-20 rule for living expenses is impossible for low-income earners? Are you familiar with the 50-30-20 rule when it comes to living expenses? I don’t like the 50-30-20 rule because …

Using Credit Cards for Robbing Peter to pay Paul
I always dreaded my credit card statement showing up in the mail with the bad news about my current balance and the minimum payment I had to make by the due date. Take that dread …

10 Things to Look at on your Credit Card Statement
l Who knows that feeling of dread when the credit card statement shows up in the mail? Yikes! Stress and anxiety. Don’t want to deal with facing the reality of how much money I owe. …

Managing my Money during the Coronavirus Pandemic
Whether we’re single or married to a man who’s not financially responsible, us women are making sure bills are paid, an emergency fund is created, and money is being invested for retirement. We have to …

Women and Money: Short-Term Needs and Long-Term Goals
Today’s post is Women and Money: Short-Term Needs and Long-Term Goals. With the coronavirus packing a lot of punches in the form of unemployment or cut hours, we’re constantly re-evaluating our financial goals. Any loss …

28 Lessons I’ve Learned from Judge Judy
Here’s my guilty pleasure: I love watching Judge Judy! Before Judge Judy, I was a fan of Judge Wapner and The People’s Court. My father and I would try to guess who was guilty just …

Coast Capital Savings Wants me to take out a Car Loan
Coast Capital Savings wants me to take out a car loan. Yikes! No! Ladies, do you also get hounded by your financial institution to get dragged further into debt with them? Most of us need …

7 Steps to get Through Financial Hardship
If you’ve been struggling, I’m here to help with 7 steps to get through financial hardship. None of us want to get in a position of financial hardship, but for some of us it seems …