It’s time for a check a 2021 financial check in as the year is winding down. I began 2021 working part-time for a company I’ve worked for on and off since 2016. Off during the …
debt

Can you Handle a $2,000 Emergency?
Can you handle a $2,000 emergency? That question came up on a survey I was working on. I’m happy to say, I answered Yes! It got me thinking about how more than half of Canadians …

Single Women Closing in on Retirement with Very Little Savings
An unfortunate reality is many single women are closing in on retirement with very little savings. As a woman gets in her 50s and for sure probably by age 60, she’s thinking about retirement. If …

More than Half of Canadians are $200 away from being Financially Insolvent
It’s a tough headline – more than half of Canadians are $200 away from being financially insolvent! I imagine the grim reality is pretty similar for Americans. The numbers come from an Ipsos poll commissioned …

Dealing with Fraudulent Credit Card Charges
Do you know what it feels like dealing with fraudulent credit card charges? It’s a real pain in the ass! It seems like these credit card scammers have the best technology for cracking credit card …

Being in Debt is Hard. Being Debt-Free is Hard.
Two statements that are seemingly opposite: Being in debt is hard. Being debt-free is hard. If you had the choice, which one would you choose? I think most people would choose the being debt-free option. …

Is your 2021 Debt Stressing you out and it’s only January?
How are you holding out with your 2021 debt stress levels? Here’s the thing about all the debt you had in 2020. That debt followed you into 2021! Wouldn’t it be nice to start off …

Christmas and your Money are Gone… what now?
Let’s follow up on a post about Christmas stress caused by lack of money. January credit card statements have been rolling in with the bad news on how much Christmas shopping you did. The big …

The Road for New Year’s Financial Resolutions Challenges on Low Income
Are you the type of person who makes New Years Resolutions? Not me. I fall into the group who doesn’t keep them! Yeah, that’s probably over 90% of us. What are typical New Year’s goals? …

The Frustration of Dealing with Envision Financial’s Collabria Mastercard
Welcome to a hair-pulling post that is also known as the frustration of dealing with Envision Financial’s Collabria Mastercard. Most of the time when we have issues dealing with credit card companies, it’s due to …