It’s time to follow up on a post from late 2019 about Christmas stress caused by lack of money. January credit card statements have been rolling in with the bad news on how much Christmas …
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New Year’s Financial Resolutions Challenges on Low Income
Are you the type of person who makes New Years Resolutions? Not me. I fall into the group who doesn’t keep them! Yeah, that’s probably over 90% of us. What are typical New Year’s goals? …

Quit Eating your way into Debt!
In a previous post I wrote about how a clean kitchen helps to lower the food bill. “The kitchen is dirty” is an excuse to eat out so you don’t have to deal with cleaning …

Christmas Stress caused by (lack of) Money
Christmas stress caused by (lack of) money. Yikes! Who else has gone out and bought a bunch of Christmas presents and paid with a credit card? Probably on a credit card that you’re already struggling …

TD Visa Fraud Alert Text
Have any of you seen this commercial on TV? I’ve seen it a few times, but before today I couldn’t tell you which bank or credit card company it’s for. Now I know! Wake up …

Taking Control of Debt on a Low Income
I get really annoyed seeing articles about how someone eliminated $75,000 in debt, or whatever high amount of debt only to discover this person’s income is in the six figures. Or it’s a couple and …

Avoid Home Depot Credit Cards
Take my advice folks – avoid Home Depot credit cards! Many years ago I took out a credit card with Home Depot. Yeah OK. I admit it. Sometimes I do really STUPID things like that! …

Is taking an RSP Loan from Tangerine Bank a Good Idea?
I’ve had an account with Tangerine Bank for a long time. Well…. I hate to say way over 20 years because Tangerine hasn’t been around that long. There was a name change a few years …

Never Buy Food on Credit
One day when I was 16 years old my father gave me his Shell gas card and asked me to fill up his car. Who remembers being a teenager and loving any chance you got …

14 Tips on your Checklist for International Travel
I’ve done a fair amount of international travel over my life. Most of my relatives live in England and Scotland and I traveled there frequently as a child. Into adulthood my favorite travel spots changed …