Who knew that embezzlers love working at Canadian banks? So easy to steal money! Do you ever wonder what motivates people to steal from their employers? Some thefts could be relatively minor like office supplies or snacks from the lunch…
The Vegetarian Cowgirl’s January 2021 Grocery Bill
I thought I’d come up with a new monthly feature breaking down my grocery bill. How to keep costs down so I can afford a horse and everything else in my life. My motivation might get up and go after…
Is your 2021 Debt Stressing you out and it’s only January?
How are you holding out with your 2021 debt stress levels? Here’s the thing about all the debt you had in 2020. That debt followed you into 2021! Wouldn’t it be nice to start off a new year with a…
Christmas and your Money are Gone… what now?
Let’s follow up on a post about Christmas stress caused by lack of money. January credit card statements have been rolling in with the bad news on how much Christmas shopping you did. The big problem is how will you…
The Road for New Year’s Financial Resolutions Challenges on Low Income
Are you the type of person who makes New Years Resolutions? Not me. I fall into the group who doesn’t keep them! Yeah, that’s probably over 90% of us. What are typical New Year’s goals? Losing weight, exercising, and cutting…
The Frustration of Dealing with Envision Financial’s Collabria Mastercard
Most of the time when we have issues dealing with credit card companies, it’s due to billing problems. I have a more unusual problem. I’m trying to make things right. And Collabria, the company that handles Envision Financial’s Mastercard, is…
11 Financial Goals for 2021
I think 2020 has been a wash for too many of us. Low income dried up into no income when at least 15% of workers suddenly found themselves unemployed or their hours severely cut back when the coronavirus forced businesses…
What Happens when you can’t Pay Bills?
It’s easy to run up credit card debt. Paying off massive amounts is the not so easy part. When my credit card balance got down to zero, I worked real hard to keep it that way. I don’t want to…
Money Lessons to Learn from Roseanne and The Conners
When the TV show Roseanne began in 1988 I didn’t like it very much. The kids were brats, the parents were rude and gross, Roseanne had an annoying voice, and the little boy who played the son really bugged me.…
The 50-30-20 Rule for Living Expenses is Impossible for Low-Income Earners
Are you familiar with the 50-30-20 rule when it comes to living expenses? I don’t like the 50-30-20 rule because I think it’s a physical impossibility for too many people. Let’s tackle this tough topic. There seems to be some…
