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    1. Hi Pauline. Yes you can play catch up on your TFSA. As long as you were 18 in 2009 you have $57,500 you can contribute to 2018. Add another $6000 to that amount beginning in a few weeks in 2019! If you take money out of your TFSA, you can repay it the following year. Check out this table which will help if you turned 18 in the past 10 years, the age you’re allowed to start contributing. https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/tax-free-savings-account/contributions.html

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