A question I’ve been pondering the past couple of weeks: Why do low income earners pay even more taxes? Can’t catch a break. Can’t get ahead. Not when good old Revenue Canada wants us to pay up even more. How…
7 Easy Ways to Put at Least $2000 into your Bank Account in 2019!
Are you looking to increase your financial assets in 2019, but are already stretched pretty thin and living frugally, and you don’t know how to scrape up extra money? I’ve come up with 7 Easy Ways to Put at Least…
Financial Advisor or Llama Hawker?
I was reading Boomer and Echo weekend edition that mentioned Primerica and it brought back a memory I’ve tried to shove aside. For those of you not familiar with Primerica, in a very loose definition it provides financial services: mutual…
How to Save Money and Bust Debt
Do you ever read articles about how to save money for retirement or how to get out of debt and notice that these people, generally married couples with children, have above average incomes, own a house, have retirement savings, and…
When it’s OK not to get what you Paid For
You know what it’s like when you buy something you have high hopes for, but it ends up disappointing you. And then it’s so annoying when you realize you just wasted your money. I like getting my money’s worth, and…
2018 Financial Goal – Saving for my 2019 TFSA Contribution
Edited to add: In November the Canadian government has increased the 2019 TFSA contribution amount to $6,000. https://www.canada.ca/en/revenue-agency/services/tax/individuals/frequently-asked-questions-individuals/adjustment-personal-income-tax-benefit-amounts.html I don’t make New Year’s resolutions. I’m kind of lazy that way. I’m a procrastinator and I’d be breaking them two days into…
9 Easy Tips for Frugal Living
Who else has lived their life being frugal? It’s important to note that being frugal isn’t the same thing as being cheap. Living frugally might mean due to life circumstances, probably due to being low income earners, we’re careful how…
15 Stupid Money Mistakes
Some money mistakes are more stupid than others, and using credit cards for non-essential items or non-emergencies can put a person higher in debt. We’ve all made mistakes and here are 15 stupid money mistakes to avoid. Gambling. A lot…
6 Steps to Save for Big Ticket Purchases
Are you dreaming about a tropical vacation? How about buying a new car? Or maybe the big one – saving up for a down payment on a house. Any other big ticket purchases on your horizon? Make a commitment to…
Let’s Jump In!
Hey! Who wants to jump in a mud volcano with me? Woo hoo! I’ll try almost anything once. Some things even twice! How about you? A warm welcome to all my new friends reading The Lifestyle Digs, the web’s newest…
