Let’s follow up on a post about Christmas stress caused by lack of money. January credit card statements have been rolling in with the bad news on how much Christmas shopping you did. The big problem is how will you…
The Road for New Year’s Financial Resolutions Challenges on Low Income
Are you the type of person who makes New Years Resolutions? Not me. I fall into the group who doesn’t keep them! Yeah, that’s probably over 90% of us. What are typical New Year’s goals? Losing weight, exercising, and cutting…
11 Financial Goals for 2021
I think 2020 has been a wash for too many of us. Low income dried up into no income when at least 15% of workers suddenly found themselves unemployed or their hours severely cut back when the coronavirus forced businesses…
What Happens when you can’t Pay Bills?
It’s easy to run up credit card debt. Paying off massive amounts is the not so easy part. When my credit card balance got down to zero, I worked real hard to keep it that way. I don’t want to…
Money Lessons to Learn from Roseanne and The Conners
When the TV show Roseanne began in 1988 I didn’t like it very much. The kids were brats, the parents were rude and gross, Roseanne had an annoying voice, and the little boy who played the son really bugged me.…
The 50-30-20 Rule for Living Expenses is Impossible for Low-Income Earners
Are you familiar with the 50-30-20 rule when it comes to living expenses? I don’t like the 50-30-20 rule because I think it’s a physical impossibility for too many people. Let’s tackle this tough topic. There seems to be some…
10 Things to Look at on your Credit Card Statement
l Who knows that feeling of dread when the credit card statement shows up in the mail? Yikes! Stress and anxiety. Don’t want to deal with facing the reality of how much money I owe. I’m a procrastinator in just…
Broke with $20 to Buy Groceries for a Week
More times than I can remember I’ve stared inside a mostly empty fridge and opened cupboards looking for something to eat. A week or longer until payday, I had to figure out how to buy groceries with $20. Since the…
Managing my Money during the Coronavirus Pandemic
Whether we’re single or married to a man who’s not financially responsible, us women are making sure bills are paid, an emergency fund is created, and money is being invested for retirement. We have to create some kind of financial…
Can Low-Income Single Women Retire Comfortably in Canada?
I suppose the title for this post could also read: Can Low-Income Single Women Retire Comfortably in Canada? Or America? This post is geared to low-income single women no matter what country they’re living in. It’s just that I’m more…
