Let’s follow up on a post about Christmas stress caused by lack of money. January credit card statements have been rolling in with the bad news on how much Christmas shopping you did. The big problem is how will you…
The Road for New Year’s Financial Resolutions Challenges on Low Income
Are you the type of person who makes New Years Resolutions? Not me. I fall into the group who doesn’t keep them! Yeah, that’s probably over 90% of us. What are typical New Year’s goals? Losing weight, exercising, and cutting…
11 Financial Goals for 2021
I think 2020 has been a wash for too many of us. Low income dried up into no income when at least 15% of workers suddenly found themselves unemployed or their hours severely cut back when the coronavirus forced businesses…
What Happens when you can’t Pay Bills?
It’s easy to run up credit card debt. Paying off massive amounts is the not so easy part. When my credit card balance got down to zero, I worked real hard to keep it that way. I don’t want to…
The 50-30-20 Rule for Living Expenses is Impossible for Low-Income Earners
Are you familiar with the 50-30-20 rule when it comes to living expenses? I don’t like the 50-30-20 rule because I think it’s a physical impossibility for too many people. Let’s tackle this tough topic. There seems to be some…
Using Credit Cards for Robbing Peter to pay Paul
I always dreaded my credit card statement showing up in the mail with the bad news about my current balance and the minimum payment I had to make by the due date. Take that dread and times it by two…
10 Things to Look at on your Credit Card Statement
l Who knows that feeling of dread when the credit card statement shows up in the mail? Yikes! Stress and anxiety. Don’t want to deal with facing the reality of how much money I owe. I’m a procrastinator in just…
Managing my Money during the Coronavirus Pandemic
Whether we’re single or married to a man who’s not financially responsible, us women are making sure bills are paid, an emergency fund is created, and money is being invested for retirement. We have to create some kind of financial…
Women and Money: Short-Term Needs and Long-Term Goals
With the coronavirus packing a lot of punches in the form of unemployment or cut hours, we’re constantly re-evaluating our financial goals. Any loss of income is a huge difficulty for single women. Let’s not forget women who are married…
28 Lessons I’ve Learned from Judge Judy
Here’s my guilty pleasure: I love watching Judge Judy! Before Judge Judy, I was a fan of Judge Wapner and The People’s Court. My father and I would try to guess who was guilty just by the way the litigants…
