It’s a tough headline – more than half of Canadians are $200 away from being financially insolvent! I imagine the grim reality is pretty similar for Americans. The numbers come from an Ipsos poll commissioned by MNP, insolvency trustees in…
Dealing with Fraudulent Credit Card Charges
Do you know what it feels like dealing with fraudulent credit card charges? It’s a real pain in the ass! It seems like these credit card scammers have the best technology for cracking credit card numbers. They use a machine…
Is your 2021 Debt Stressing you out and it’s only January?
How are you holding out with your 2021 debt stress levels? Here’s the thing about all the debt you had in 2020. That debt followed you into 2021! Wouldn’t it be nice to start off a new year with a…
The Frustration of Dealing with Envision Financial’s Collabria Mastercard
Most of the time when we have issues dealing with credit card companies, it’s due to billing problems. I have a more unusual problem. I’m trying to make things right. And Collabria, the company that handles Envision Financial’s Mastercard, is…
What Happens when you can’t Pay Bills?
It’s easy to run up credit card debt. Paying off massive amounts is the not so easy part. When my credit card balance got down to zero, I worked real hard to keep it that way. I don’t want to…
Using Credit Cards for Robbing Peter to pay Paul
I always dreaded my credit card statement showing up in the mail with the bad news about my current balance and the minimum payment I had to make by the due date. Take that dread and times it by two…
Women and Money: Short-Term Needs and Long-Term Goals
With the coronavirus packing a lot of punches in the form of unemployment or cut hours, we’re constantly re-evaluating our financial goals. Any loss of income is a huge difficulty for single women. Let’s not forget women who are married…
How I lost over 200 Pounds!
Ha ha! As you can probably tell by the photo, this is more about a break up story than a weight loss story. But if that’s what you’re looking for – I did lose a good deal of weight recently,…
Life with Credit Cards
Credit cards. Yuck! Unfortunately, pretty much a necessary evil in the world we live in. If we want to buy something online, we need a credit card to pay for it. If we plan to rent a car, we need…
9 Easy Tips for Frugal Living
Who else has lived their life being frugal? It’s important to note that being frugal isn’t the same thing as being cheap. Living frugally might mean due to life circumstances, probably due to being low income earners, we’re careful how…
