It’s December 31 and this is my last post of the year! 2020. A dumpster fire. A year most of us want to pack away for good. With 2021 comes hope. In December, 2020, people have begun receiving vaccinations for…

It’s December 31 and this is my last post of the year! 2020. A dumpster fire. A year most of us want to pack away for good. With 2021 comes hope. In December, 2020, people have begun receiving vaccinations for…
It’s time to follow up on a post from late 2019 about Christmas stress caused by lack of money. January credit card statements have been rolling in with the bad news on how much Christmas shopping you did. The big…