Do you ever read articles about how to save money for retirement or how to get out of debt and notice that these people, generally married couples with children, have above average incomes, own a house, have retirement savings, and…
When it’s OK not to get what you Paid For
You know what it’s like when you buy something you have high hopes for, but it ends up disappointing you. And then it’s so annoying when you realize you just wasted your money. I like getting my money’s worth, and…
A Clean Kitchen Lowers the Food Bill
Have you ever figured out that a clean kitchen lowers the food bill? Think about this. Would you rather have a clean, tidy kitchen or walk into a disorganized, dirty mess? Only one of those kitchens is inviting you to…
7 Easy Ways to Save at Least $2000 a Year!
Do you ever read advice on how to find money by cutting out daily habits but they don’t apply to you? Tips like drink your coffee at home and skip Tim Hortons, Dunkin’ Donuts or Starbuck’s and put that $5/day…
I’m a Survivor of a Rogue TD Bank Employee
30 years of dealing with TD Bank and TD Visa: the good, the bad, and the ugly (a rogue employee!) I can’t remember when I first opened a bank account with Toronto Dominion. Sometime in the 1980s. For sure by…
2018 Financial Goal – Saving for my 2019 TFSA Contribution
I don’t make New Year’s resolutions. I’m kind of lazy that way. I’m a procrastinator and I’d be breaking them two days into the New Year. I’m more about creating goals for myself, sometimes financial goals, and other times something…
Choosing Shipping when Buying Online
Last weekend I found a really great online shop called Boot Barn. They also have retail locations across the states. The reason I came across them was because I was interested in buying a pair of Ariat Fuse sneakers and…
9 Easy Tips for Frugal Living
Who else has lived their life being frugal? It’s important to note that being frugal isn’t the same thing as being cheap. Living frugally might mean due to life circumstances, probably due to being low income earners, we’re careful how…
15 Stupid Money Mistakes
Some money mistakes are more stupid than others, and using credit cards for non-essential items or non-emergencies can put a person higher in debt. We’ve all made mistakes and here are 15 stupid money mistakes to avoid. Gambling. A lot…
Quit Eating your way into Debt!
In a previous post I wrote about how a clean kitchen helps to lower the food bill. “The kitchen is dirty” is an excuse to eat out so you don’t have to deal with cleaning up the mess. And then…
